The New Age Parents http://thenewageparents.com Free Online Parenting Magazine And Portal Thu, 02 Apr 2015 01:05:39 +0000 en-US hourly 1 http://wordpress.org/?v=4.0.1 Chiltern House Preschool Discovery Day http://thenewageparents.com/chiltern-house-preschool-discovery-day/ http://thenewageparents.com/chiltern-house-preschool-discovery-day/#comments Wed, 01 Apr 2015 09:41:02 +0000 http://thenewageparents.com/?p=39241 Come visit our centres at Forum and Turf Club and see us in action!

Thursday 2 April 2015 3pm to 5pm
Waiver of $200 registration fee*

Chiltern House Preschool
Tel: 6346 6130
Email: enquiries@chilternhouse.com.sg
Website: www.chilternhouse.com.sg
East Coast | Form | Mountbatten | Thomson | Turf Club

Discovery Day

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9 Life Lessons From Lee Kuan Yew To Teach Our Kids http://thenewageparents.com/9-life-lessons-from-lee-kuan-yew-to-teach-our-kids/ http://thenewageparents.com/9-life-lessons-from-lee-kuan-yew-to-teach-our-kids/#comments Wed, 01 Apr 2015 09:15:57 +0000 http://thenewageparents.com/?p=94315 The mourning is over. His presence is no more. But if we look around, we can see his imprints all around Singapore. In the trees, the water that we drink, the education that our children will receive. From the many stories we have heard from others about Mr Lee, we summarize 9 worthy lessons to pass on to our next generation.

#1 Grit and Resilience

lee-kuan-yew

One of the hardest values I find hard to instil in children today, as most are born in comfortable conditions. In Lee Wei Ling’s eulogy, she demonstrated her father’s determination even when his body started to fail him.

“He developed Parkinson’s disease three years ago which severely limited his mobility. He had great difficulty standing and walking. But he refused to use a wheelchair or even a walking stick. He would walk, aided by his SOs. Papa was stubborn and determined. He would insist on walking down the steps at home, from the veranda to the porch where the car was parked. Ho Ching had a lift installed so Papa need not negotiate those steps. But … he refused the lift even though it was a struggle for him to walk down those steps.”

#2 Keeping To Your Word

Have you ever promised to take your child out for a show but cancelled it due to work? It’s important that we honour our word.

Singapore Defence Minister Ng Eng Hen wrote on his Facebook how Mr Lee believed in sticking to his promises – whether to individuals or the nation.

<< Keeping your promises >> Mr Lee believed that we must keep our promises – whether to individuals or a nation.Mr…

Posted by Ng Eng Hen – Defence Minister on Thursday, March 26, 2015

 

#3 Never Too Young (or old) To Keep Learning

Mr Lee only started learning Chinese when he was 32 years old. When he first started to campaign in a post-colonial Singapore, he also learned Hokkien as it was the language that got him the most receptive. He would speak in Hokkien every National Day Rally until the late 1970s when he introduced the bilingual policy.

In his eulogy, PM Lee mentioned how Lee Kuan Yew had a relentless drive to improve, and this was evident when he started learning how to use the computer at 70.

Mr Lee Kuan Yew Learning the computer

Mr Lee Kuan Yew at home, in his study. Photo: People’s Action Party Facebook Page

Even at the ripe old age of 90, he was still having Chinese lessons with his Chinese tutor. Koh Hock Kiat, 54, the former director of the Confucius Institute at the Nanyang Technological University, and Mr Lee’s ex-Chinese tutor  told The Straits Times When Mrs Lee passed away in 2010, their Chinese lessons were put on hold.

“It would have been understandable if Mr Lee had decided then to permanently set aside the classes. But remarkably, within a month, he chose to resume lessons, and at a normal frequency, no less. Even in the later years, when his health did not permit for lessons to be held as frequently, he never completely gave them up…”

#4 Love Relentlessly

Your kids may seem too young to understand what love is at this point. They may tease at the opposite gender but one day, we believe they will, and hope they come to love someone who will treasure them and love them unconditionally.

Lee kwan yew and kua geok choo

Lee Kuan Yew and wife Kwa Geok Choo at Sentosa, taken on Valentine’s Day in 2008. – ST Photo: Kwa Kim Li 

We all know how Mr Lee loved his wife dearly. How he read her poems from her favourite poetry collections when she was bed-ridden. When Mrs Lee suffered her second stroke, Mr Lee promised her he will make her life worthy living despite her physical handicap. And he did. Even as she was no long able to respond, he called her every night to speak with her over the phone.

In her article for The Straits Times titled “Love does indeed spring eternal“, Lee Wei Ling wrote,

“When Papa travelled, she would stay awake at night waiting for his phone call. When I began travelling with him, he usually would tell her on the phone: “Bye dear, I am passing the phone to Ling.” Those were the times when I could hear her actively trying to vocalise.”

Defence Minister Ng Eng Hen said how Mr Lee was a man of true devotion.

Tribute to the late Mr Lee Kuan Yew – Excerpts of Speech:Posting some excerpts of my speech to pay tribute to the late…

Posted by Ng Eng Hen – Defence Minister on Thursday, March 26, 2015

 

#5 A Thirst for Knowledge

In an interview with TODAY, Mr Yap Kheng Guan, former director in charge of the Marina Barrage project shared how the former Prime Minister had a deep sense of curiosity.

“Like an inquisitive child, Mr Lee would ask questions, ranging from the type of grass used at the Marina Barrage’s rooftop to the different shades of blue between the waters in the open sea, compared with those in the catchment area.

But he would also offer nuggets of wisdom on the most unexpected topic. “He was sharing his knowledge about how grass grew, how you should maintain it, the type of soil to use … it was almost as if this was a man from NParks (National Parks Board),” quipped Mr Yap. “This is a man who knew all the big things around the world. Yet, he (also) knew the minute details of how grass should be grown.”

In his later years, as his health declined and his steps grew slower, Mr Lee’s visits to Marina Barrage became less frequent. But the questions never stopped when he visited.

“We were looking at the sea … He asked me why there are so many ships out there,” said Mr Yap.

“I said, ‘Sir, I don’t know.’ And he laughed.”

#6 Respect

Ex-Foreign Minister George Yeo recalled a trip he went with Mr Lee to visit Tunku while they were in Malaysia. This was his last trip as Prime Minister.

“…Tunku was at the door to welcome Mr Lee Kuan Yew and Mrs Lee and during the conversation they sat on the sofa then Tunku slung back, Lee Kuan Yew sat on the edge. And every sentence he ended with: “How are you, Tunku?”, “What do you think of that, Tunku?” I never saw Lee Kuan Yew talk like that to anyone else. Not to the most powerful leaders on earth.”

From his observation, Mr Yeo came to realise the prior relationship that Mr Lee had with Tunku; when he was a young leader and Tunku was already an established Prime Minister.

“He had managed Tunku to achieve merger and later on to achieve separation…in that final encounter with Tunku, I saw he had deep respect for him and that earlier relationship of a young man and older leader continued to be part of him.”

In her eulgogy, Wei Ling shared the most important lesson she learnt from her father was “never to push around anyone simply because he or she is weaker than me or in a socially inferior position.”

#7 Service before Self

Foreign Minister and Minister for Law, K Shanmugam shared a piece of advice that Mr Lee gave him before he entered politics.

A few of you have asked me about my speech at the memorial for Mr Lee, which was held in Nee Soon on Fri, 27 March. One of my volunteers made this video of parts of the speech and sent it to me.

Posted by K Shanmugam Sc on Sunday, March 29, 2015

“Mr Lee asked me in my 30s what career he was thinking about. I told him I saw myself as a lawyer, I told him I did not see himself as a full time politician…”

Mr Lee’s reply was, “I know you. You are a good layer. You will be successful; you will be even more successful. But you should serve Singapore. Don’t spend all your time purely staying in the law.
You can help you clients, you can make more money… but you can do much more for your country. If everyone stays outside, who is going to work in the public service?

You should serve the people in the broader way, you can do it. As a minister you can make a bigger difference to the people.”

#8 Staying Open To What Others Say Even If Your Views are Different

In his speech at the memorial for Mr Lee held in Nee Soon, Mr Shanmugam shared his personal anecdotes with Mr Lee. He was interviewed by him in 1987 and after being cross-examined; Mr Shanmugam told Mr Lee that he disagreed with some of his policies and why he disagreed with them.

Mr Lee said he understood his position though he disagreed with Mr Shanmgam. And then he said this, “Young man, one day you will grow up, you will have experience, then you will understand.”
Even in world views, Mr Yeo recounts how Mr Lee had strong views but was open to adjusting them and did not have a closed mind. Mr Yeo led a delegation to India in early 1993. Their visit helped pave the way for closer cultural and economic ties between Singapore and India and they put up a very positive report on India. It went up to Cabinet and Mr Lee, as expected, poured scorn on it, saying the team was just naive and so on.

“He seriously doubted India’s reform policies would happen. Every time he read a negative report on India, he would send it down to me, you know, “For information”, as if just to remind me. But at the same time, every time I went to India, which I did quite often in those days, he would ask me about it. He was curious and he wanted the inputs.”

#9 Live Simply and Frugally

Do your children complain about not having hot water? Or how they would want you to buy the latest smart phone? Mr Lee exercised frugality both in his personal life and in government.

“He wore the same exercise shorts for 17 years. And when he broke or tore, he patched it up, or his wife patched it up for him.” Mr Shanmugam states, in his speech at the memorial service in Nee Soon.

lee-kuan-yew-running

Lee Kuan Yew, accompanied by security personnel – all in jogging outfits – went on a morning jog during a visit in September 1985 to China. Photo: Straits Times

His daughter, Wei Ling mentioned in Straits Times that although she grew up in a middle-class family and were well-off, her parents trained her and her brothers to be frugal from young. They had to switch off lights and air-conditioners, and had to turn off water taps completely. She remembered how they would get reprimanded if her parents found a dripping tap.

What other life lessons from Mr Lee can we add to this list? Share your thoughts with us by commenting below.

Si monumentum, requiris circumspice. So ends an era…and signifies the start of another.

May we always reflect on how we would like to continue living Mr Lee Kuan Yew’s legacy.

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Win A Okiedog Wild Pack Trolley And Luggage Bag http://thenewageparents.com/win-okiedog-wild-pack-trolley-luggage-bag/ http://thenewageparents.com/win-okiedog-wild-pack-trolley-luggage-bag/#comments Wed, 01 Apr 2015 07:05:55 +0000 http://thenewageparents.com/?p=38951 “LIKE”, “JOIN” and “SHARE” to STAND A CHANCE TO WIN a Okiedog Wild Pack Trolley and Luggage Bag worth $69.80! All you need to do is only the following SIMPLE steps:

1. “Like” our page, www.facebook.com/shoppingparadise
2. Click “Join” on the above right hand side (on desktop) / above left hand side (on mobile phone) of the event page;
3. “Share” this post on your wall; and
4. Comment at this linkWe love California Baby! Only at Shopping Paradise – Booth A18 Singapore Expo Hall 5!“.

rolling luggage trolley tiger

Contest ends on 7 April 2015 and a WINNER will be selected! The prize to be collected from Booth A18 at Baby Market April 2015 event! Happy sharing!

Come “LIKE” our event page to be updated with our promotions that are happening during the 3 days event!!

Details:
Event: Baby Market
Venue: Singapore Expo Hall 5
Date: 10 to 12 April 2015
Location: Booth A18 (extreme left row once you enter the hall)
Time: 10am to 9pm (Fri and Sat) | 11am to 8pm (Sun)

baby market 2015
shopping paradise at baby market 2015

From: The Shopping Paradise Team
Website: www.shoppingparadise.com.sg
Facebook fanpage: www.facebook.com/shoppingparadise
Email: info@shoppingparadise.com.sg

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Kinderland Preschool & Kindergarten Open House http://thenewageparents.com/kinderland-preschool-kindergarten-open-house/ http://thenewageparents.com/kinderland-preschool-kindergarten-open-house/#comments Tue, 31 Mar 2015 06:26:45 +0000 http://thenewageparents.com/?p=91907 Discover a Day in the world of a Kinderland Child. Open House on 10th and 11th Apr 2015 Fri 10am to 5pm and Sat 10am to 2pm.

Special Promotion: Free 3 sets of KinderFit attire * Terms and conditions apply.

Register Now via www.kinderland.com.sg

Kinderland Preschool & Kindergarten Open House

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Why KindyROO: Interview With Ai Ling, Director, KindyROO Singapore (Part III) http://thenewageparents.com/why-choose-kindyroo/ http://thenewageparents.com/why-choose-kindyroo/#comments Tue, 31 Mar 2015 02:21:06 +0000 http://thenewageparents.com/?p=93161 A mother of three from aged 5 – 9 years old, Ai Ling, Director of KindyROO Singapore shares her story on how she came across the KindyROO program, and how it has benefited her three children.

How did you first come to know of KindyROO?

I was introduced to “Smart Start” in 2011 by a friend who works as a kinesiologist. “Smart Start” is a book written by Margaret Sasse, founder of the KindyROO program. I was told to read the book and get my children to practice some of the exercises in the book. Of course the book does not contain the full activities of what we do in KindyROO, nevertheless it is a good starting point to understand how we can incorporate movements into our daily activities and how they benefit children.

KindyROO centre in Singapore

KindyROO Singapore at Alexender Retail Centre (ARC)

What caught your eye when you knew about KindyROO?

As a typical kiasu mother, I checked out various programs that I hope can make a difference in giving my children the best foundation and head start in their life. Many of the programs offer the same activities and some are either stressful or couldn’t retain the attention of my children.

What really differentiates KindyROO program, besides the strong credentials and effectiveness of the program, is that it is really carefully structured to ensure that all children are able to participate well in the program, learning while having fun. There are many thoughts that had gone into the structure of the program to carefully draw the children’s attention, encourage them to overcome challenges and learning while not being seen to be too intimidating.

This program structure is only possible through their 30 years of experience as well as having credible knowledge in childhood development. The positive learning environment is a very critical trait of the program as research has shown that subjecting children to positive environment tends to produce children with positive outlook in life while stressing them at a young age will have counter effects in later part of their life.

KindyROO Singapore Ai ling's sonWhat drew you to the program?

When I first read the book on KindyROO, it was a necessity. My eldest son has low muscle tone and developmental delay, and such movement-based learning activities are extremely critical in helping his development. He started the activities at a much older age of 6 but still, we are able to see positive development, although at a much slower pace. He started to respond to our questions and conversation for the first time after few weeks of activities. For my 2 younger boys, since the book teaches simple natural movements which they enjoy, I practiced with them without any real expectations.

I only begin to realize the potential of this program when both my younger children whom I did some activities when they were 2 and 4 received extremely positive feedback from their childcare teachers.

Both of them demonstrated strong learning ability and displayed self-confidence. They were able to learn the lessons very quickly despite not having the benefits of extra enrichment classes. In fact, the teachers were surprised when during the parent-teacher meeting that we told them we did not send them to any extra classes as both my husband and I were too busy and also financially it is very challenging to raise 3 boys in Singapore. The meeting was a turning point that fully convinced me that I am on the right track.

Have all your children undergone the KindyROO program?

Yes, but in various forms. They had practiced the activities taught in the book Smart Start, but for the full program, only my youngest child has the benefit of the program due to his age. He is currently enrolled in the Possum program.

How old were they when they started and how long did they continue with the program?

They started simple activities since 2011, but as the book is written for children below 5, the 2 elder boys had stopped these activities. However for my youngest child, he had been doing this since 2012 on simple activities and only this year did he start on the full program.

A core aspect of KindyROO is that parents attend the classes with the child. As a parent, what have you learnt and how have you benefited from attending the sessions with your children?

I attend the possum class with my youngest child as the role of a parent. I have learnt that as parents, we tend to think that we know better, and we impose what we feel is important to our children. While this is true to some extent, we however fail to realize that our children are constantly communicating to us using their body language and there is more to learn about our children when we start to “listen” to them. I have in fact learnt more about my son since I accompanied him to lessons.

As parents, we tend to be over-protective and not let them try difficult stuff in case they fall or their emotions may be hurt when they fail. However, children overcome their challenges in their own way and also in small sequential progression. Confidence are built along the way and by depriving them of this opportunity, they never really get to develop this part of their ability and that is why we sometimes see extremely smart children but yet lacking in confidence. Seeing how my child tackles the problems and resolves them provide me with great insight at how he has progressed and developed and he is in fact much more capable than I thought.

Ai Ling's son on the barHow did your children react to the classes?

My boy enjoys coming to KindyROO. He loves the new equipment setup that changes every few weeks. Every new setup provides new problems to solve and foster creativity when they conquer the equipment during free play. However, he also knows that the shop belongs to mummy and he tests boundaries by trying to sneak away during classes during some segments. Nevertheless he does look forward to classes every week.

As for my 2 other boys, as we do not have any suitable classes for their age, we bring them once a week to the centre for some free play. Play is vital to their childhood years and I want them to grow up with positive and wonderful memories. Just imagine their conversation with their peers 20 years later; I think they will have an interesting childhood story to share with others. And all these without losing out on learning and stimulating their learning abilities through the movement activities (talk about being kiasu!).

What were the major differences you saw in each of your child after they started to attend the program?

They were several differences, to say the least. The most distinctive ones are improvements in his thinking ability, problem solving and confidence.

For example, if he wants a chocolate, he will walk up, take the chocolate, pretend to fiddle with it and asks “what is this, I’ve never seen this before. Can I open?” And next, the chocolate ended up in his mouth quickly. His brain is becoming nimble and his neuro abilities has integrated. He is able to focus clearly on his goal (eat the chocolate), understand the obstacles (me saying no) and motor plan his way to think and execute the various actions all at the same time (walk up, fiddle and unwrap, and pop into his mouth).

Another day, I was also with him at the playground when he was playing with a friend’s child. When they saw some obstacles, like chin up bar and they cannot reach, the friend’s child will mumble “it’s too high, I can’t reach it!” and expect help. My son simply walk up, look around the bar and start to climb up the side pole before switching his hand to hold the bar. This demonstrate problem solving abilities and the confidence to take on challenges.

These qualities are not textbook stuff which children can get easily. It takes more than our school system to inculcate this inner strengths and abilities which will stand in good stead when they eventually grow up and be independent and start taking on life’s challenges.

What’s the most important thing you hope all children will be able to learn from the KindyROO program?

The most important things are the development of self-confidence, automatic control of movement, posture and balance, the ability to visualize (see, interpret, understand and respond appropriately), and the development of cognitive and problem solving abilities. Academic excellence will come naturally when children have these qualities. The KindyROO program has a proven track record over the last 30 years where children tend to excel in school in ALL developmental domains – academic, physical, social and emotional. These qualities may not always be seen in children who only excel in academic, and this will be the biggest difference between our programs and the others.

KindyROO Singapore at ARC

This is the third and final part of our three part interview series with KindyROO Singapore Pte Ltd. Director, Ai Ling.

Part 1: Not Just About Meeting Milestones
Part 2: So Much More To Play

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Happy Preggy Me! 9 Ways To A Happier Pregnancy http://thenewageparents.com/ways-to-a-happier-pregnancy/ http://thenewageparents.com/ways-to-a-happier-pregnancy/#comments Tue, 31 Mar 2015 02:06:12 +0000 http://thenewageparents.com/?p=94034 ways to a happier pregnancy

Being pregnant is an extraordinary journey where emotions abound. There are happy days feeling the kicks and waiting in earnest anticipation for the big day. Then there are days when you just feel tired and slow, jostling on the train, feeling oh-so- heavy and you can’t believe you have another 4 months to go…. So what are some ways to possibly lift that mood during pregnancy?

1. Exercise

pregnant mother doing yoga

Exercise is a well-known health benefit. It improves muscle and stamina. The brain releases endorphins and protein; making you feel less stressful and more at ease. On days of exercise, the mood improves significantly and can last even on non exercise days for some people. The key is not to stretch yourself doing too much, rather it is more important to focus on the regularity of exercise. Low impact exercises like swimming and walking can keep you moving without putting too much stress on your body. This helps to keep excess weight gain at bay, improve sleep quality and circulation to the lower limbs.

2. Sleep more

pregnany woman sleeping

Pregnancy makes the body tired. Crankiness is around the corner if sleep is lacking. Sleep is a reparative process and restores the body for another day. Some sources point to the relationship between sleep and higher positivity and lower sensitivity to negative emotions. So sleep when you can, enjoy it before the baby comes.

3. Get outside

pregnant lady exercising

Being outdoors is certainly better then being cooped up at home. Feel the wind, look at nature, go for a stroll. Being outdoors keeps the mind in natural environments which is healthier then being within 4 walls which tends to make the mind focus on self and tasks.

4. Manage Expectations

Manage expectations of yourself as to what to accept and what you are able to do. Some things cannot be done as easily as before or as much as before. Keep things in perspective. Jot down the list of things you want to do after birth.

5. A New You

Exercise During Pregnancy

Weight gain is unavoidable. Limbs swelling, a chubbier face, a booming waist are just some of the changes. Embrace this new you! You don’t have to trudge around in loose clothes or disguise your bump. Nowadays, there are plenty of flattering maternity clothes –some don’t even look like pregnant wear. Complement that bump! You can enjoy pregnancy looking great too.

6. Tackle the fear

Fear of the unknown – some women fear childbirth even though they have never gone through it. It doesn’t help that some mothers feel the need to share their bad experiences with you. Every child birth is different even to the same woman, so there’s no way to really predict what each birth experience is like. It may help to talk to people with positive experiences. It may be worthwhile to put down a birth plan so that you have a basic idea what you would like to do if something happens.

7. Take things with a pinch of salt

Like it or not, there will be unsolicited advice and frequent questions from family, friends or even strangers. People will want to comment on what you should eat or do or do-next-time. Some advice is well-rooted, but don’t get too affected or pressured by others’ expectations of you. Talk things over with your spouse if need be. At the end of the day, you know best your baby and yourself as a parent. Reading up and making informed choices will serve to build your confidence as a parent.

8. Spend time with your spouse

pregnant wife with husband

Let the romance continue even with a bump! Go on dates. Dress up prettily. Besides a mother, you are a woman too. A getaway or a time away will give you and your date that needed attention and a place to just chill.

9. Pamper yourself

face massage

Do something you enjoy. What did you use to enjoy before you were pregnant? Was there something you have been wanting to do? Go for a mani-pedi. A foot massage. A babymoon trip. Catch up with your girlfriends over high tea. The list is endless!

This article was first published in The New Age Parents Jun / Jul 2014 e-magazine

By Som Yew Ya

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Largest Small Wonder Preschool In Serangoon North http://thenewageparents.com/small-wonder-preschool-serangoon-north/ http://thenewageparents.com/small-wonder-preschool-serangoon-north/#comments Mon, 30 Mar 2015 09:11:24 +0000 http://thenewageparents.com/?p=38629 Small Wonder Challenging the Wondrous Mind.

With an overwhelming response to our three fully subscribed centres, we are opening our doors at our fourth centre in Serangoon North and we welcome you to join our Small Wonder family.

Open Day 4 & 11 Apr Saturday 10am to 2pm at 6 Serangoon North Ave 5 #02-1 Singapore 554910. RSVP for our Open Days or Register your interest now via http://smallwonder.com.sg/locations/

Tel: 6786 0066
Email: enquiries@smallwonder.com.sg
Website: www.smallwonder.com.sg

Small Wonder Serangoon North

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Port of Lost Wonder’s 3rd Birthday Bash http://thenewageparents.com/port-of-lost-wonders-3rd-birthday-bash/ http://thenewageparents.com/port-of-lost-wonders-3rd-birthday-bash/#comments Mon, 30 Mar 2015 06:53:36 +0000 http://thenewageparents.com/?p=94261 Event Details
Date: 12 April, Sunday
Time: 10am – 6pm
Venue: Port of Lost Wonder, Palawan Beach

You’re invited to POLW 3rd Birthday happening on 12 April, Sunday!

Dive into a sen-sea-tional line-up of activities as we celebrate our biggest birthday bash ever!

Get your tickets now at http://bit.ly/POLW3BDAY

Sentosa POLW 3rd birthday bash

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How To Invest And Grow Your Money Part 4: Important Indicators To Look Out http://thenewageparents.com/how-to-invest-and-grow-your-money-important-indicators-to-look-out/ http://thenewageparents.com/how-to-invest-and-grow-your-money-important-indicators-to-look-out/#comments Fri, 27 Mar 2015 03:53:32 +0000 http://thenewageparents.com/?p=94051 After deciding the type and style of investing you would like to pursue, what’s next? Chartered Financial Consultant Winston Tan talks about three key things to look out for.

There are largely 3 types of indicators: leading, coincident and lagging. These indicators are part of macroeconomic statistics and are often used by economists and investors to help them “forecast” the direction and understand the current health of an economy.

Bussiness man confuse investment

1. Leading Indicators

There are a few leading indicators available to consumers (some economic data are only available through monthly subscriptions): Market Indexes, Bond Interest Rates, Foreign Exchange Rates, Commodity Prices, Employment Rate, Money Supply, Purchasing Managers Index (PMI), Consumer Confidence Index, just to name a few of the major indicators.

All these indicators are forward looking as they project how the economy will perform in future. Do note that some indicators can only project to the next week or month. Very few indicators in the current volatile economic climate are able to project accurately more than a few months ahead.

I will now touch on a few key leading indicators.

  • Market Indexes

Stock and futures indexes are made up of a basket of companies that operates within that country, reflecting the company’s current and future share price.

Current share price are in turn, dependent on the future expected earnings of a company, e.g. Apple announces they will earn $X in the coming quarter or year. This explains why when a company announces a less than expected quarter or yearly earnings, the share price of that company drops, which in turn affects the stock and futures indexes.

  • Employment Rate

Employment rate is indicative of where the economy is heading. With an upward trend of employment rate, it is usually indicative of an expanding economy (more domestic spending and improving Gross Domestic Product).

  • Money Supply

Investment

Money supply indicators (M1, M2 and M3) are a calculation of how much monies are within a country’s economy. An upward trend is indicative of inflation. In our digital world, money flows are now so quick that these indicators may not be as useful as they were in the past.

  • Purchasing Managers Index (PMI)

PMI is a monthly survey of purchasing managers across the different economies in the world. The survey collects data from managers, whom have to answer the survey with answers “Better”, “Same” or ‘Worse’. The data collected will be compiled into an index.

An index of 50 means the economy is the “Same” as the previous month. A reading above 50 indicates an expanding economy. A reading below 50 means a contracting economy.
This index is now widely considered as an important leading indicator due to its reliability in predicting an economy’s growth, i.e. Gross Domestic Product, which is a lagging indicator.

2. Coincident Indicators

Coincident indicators are indicators which tell us where an economy is as at now. These indicators include Producer Price Index (PPI), Consumers Price Index (CPI), Retail Sales Report, and Personal Savings rates to name a few.

  • Consumers Price Index (CPI)

CPI is a monthly index that tracks price changes of a basket of goods that were purchased at a consumer retail level, e.g. price of food, price of public transport. This index is normally equated with the rate of inflation, which is not entirely correct, as the CPI is constricted to only a range of goods, which may not correctly capture the overall price increases of goods in the economy. Also, the inflation indicator may be seen as either an increase in prices or an increase in money supply or both.

3. Lagging Indicators

Lagging indicators are indicators telling us where an economy was in the past. These indicators include Gross Domestic Product, Productivity Report, Simple/Exponential Moving Averages (technical indicator for stock markets), to name a few.

  • Gross Domestic Product (GDP)

how to grow  you money - investment indicators

GDP is a lagging indicator that shows how much an economy had produced in the past one year, much like an annual report of a company, showing the revenues and expenses of an economy/country. This indicator is typically tracked for a few years, to see if the GDP is on an increasing or decreasing trend. E.g. Singapore’s GDP had grown 6.1% in 2011, 2.5% in 2012 and 3.9% in 2013.
GDP growth and inflation rates typically go hand in hand. With an expanding economy, inflation will most likely happen. The trick of keeping inflation to a minimum is a fine balance. Inflation is likened to be a necessary evil for GDP growth.

  • Simple/Exponential Moving Averages (SMAs, EMAs)

SMAs and EMAs are tools that track the performance of the stock market over a period of time. E.g. one can track a 50-day Moving Average of Singapore Straits Time Index. These simple tools are readily available on the internet. Please do contact me directly for a link to these tools.

These averages track whether the current stock market is trading below or above the moving averages.

Is There A Best Indicator?

My clients like to ask me, “Winston, there are so many indicators, it is very hard for me to follow each and every one. Is there one indicator which is the most important and accurate of all?” Unfortunately, I always have to burst their bubble by telling them there is no indicator that is the best indicator. There are reasons why leading, coincident and lagging indicators are still around. All these indicators should be viewed from a macro view to make sense of all the numbers.

By Winston Tan

For queries, email Winston at tanooisim_winston@hotmail.com.

This article was first published in The New Age Parents Oct / Nov 2014 e-magazine

Part 1: How To Invest And Grow Your Money: 13 Important Things To Consider
Part 2: How To Invest And Grow Your Money: Investment Basics 101
Part 3: How To Invest And Grow Your Money Part 3: Different Investment Styles

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Easter Family Fun At The Stables Giveaway http://thenewageparents.com/easter-family-fun-at-the-stables-giveaway/ http://thenewageparents.com/easter-family-fun-at-the-stables-giveaway/#comments Fri, 27 Mar 2015 03:18:36 +0000 http://thenewageparents.com/?p=94230 Easter Family Fun at The Marmalade Pantry

The New Age Parents is giving away 3 pairs of tickets (worth $150) to three lucky winners!

Each Easter Package includes:

  • 1 X Kid’s Bento Set
  • 1 X Easter goodie bag
  • Decorate-it-yourself cupcake
  • Magic Show
  • Bouncy Castle
  • Prizes: 1 X Egg Hunt (Hunt times: 1030am / 1pm / 330pm)

*Egg Hunt suitable for kids aged 3- 12 years old. For kids younger than 4yrs old, adults are advised to supervise their own children.

Event Date: 5 April 2015
Venue: The Marmalade Pantry at the Stables, 55 Fairways Drive

You can find out more about the event via Easter Family Fun At The Marmalade Pantry At The Stables

To take part in the contest, fill in the form here:

Contest Ends: 2 April 2015 @ 12pm

Important Notes:

  • Winners will be notified on the same day
  • Tickets will be reserved for collection at the restaurant entrance on 5 April 2015
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